Before You Pay Your Next Electric Bill, You'll Want to Read This

Topic vocabulary in contrast

A Circumvolve the right word.

1. My grandfather made a wealth / fortune past investing at the right time.

two. I think you'll discover that the Microcar is really very economic / economical to drive.

3. I'g afraid we can only accept the return of the item if you still have the receipt / nib.

4. If you bear witness this coupon at the checkout / discount, you'll receive a gratis gift.

5. I'm non groovy on Justin Timberlake so I'll endeavor to refund / exchange this CD for ane by Blueish.

six. The assistant called the manager when the annotation I gave her turned out to be plastic / fake.

7. This unbeatable special offer / bill is only bachelor until the end of the week, and then hurry!

8. Excuse me, but I don't suppose you have brand / change for a fifty, practice you?

9. I went back to the shop a week afterwards, and the toll / cash had gone upward by 50%!

В Complete the crossword.

Beyond

3. 9 out of ten shoppers who tried our washing pulverization preferred information technology to whatever other leading ….. (5)

6. If the.... situation continues to worsen, the government may accept to accept steps. (8)

7. You lot only paid ?thirty for such a gorgeous hat? That's a real….. ! (7)

9. Businesses are complaining that the..... of labour is rise. (4)

10. This is a robbery! Put all the money from the..... in this sack. Now! (four)

11. I need to find a bank because I didn't bring plenty..... out with me. (4)

12. Come to Barons summer..... ! Everything is down 30%! (iv)

Down

1. If you buy an extra battery at the same fourth dimension as the digital photographic camera, nosotros tin offer y'all a ..... of ten%. (8)

two. Our supermarket stocks over a thousand household ..... at low, low prices! (8)

4. When I checked the ...... on my way out of the supermarket, I noticed that I had paid twice for the fruit. (vii)

5. If you take something dorsum to the store, you might get a ...... or be offered some other item instead. (half dozen)

7. Waiter! Do you think you could bring united states the ...... , delight? (iv)

8. There'southward very footling heavy industry in my land, and so we import a lot of ….. from abroad. (5)

i 5
2 3 4
6
7 viii
ix
10
11 12
i D v R
I 2 P 3 B 4 R A N D E
S R East F
vi E C O Due north O M I C U
O D E 7 B A R 8 G A I N
U U I I O D
N C P L 9 C O S T
T T 10 T I 50 L D
11 C A S H 12 S A L E

Phrasal verbs

С Complete using the correct form of the phrasal verbs in the box.

expect round • come past • make out • put by • get through • bank on • giveaway

i. Of course I'll pay you back next calendar week. You lot canbanking company on  it.

two. Would you please ……. the cheque to Mr P. Edwards?

3. I try to ……. a little money each year to spend on a prissy holiday.

4. Nosotros ……. a lot of butter in our family every calendar week.

5. Practise you fancy coming into town on Saturday to ……. the shops?

6. The robber couldn't explain how he ……. such a large amount of moneywhen the police caught him.

7. Did you hear about the millionaire who ……. his unabridged fortune to charity?

D Write one give-and-take in each gap.

A LUCKY FIND

When I was immature, nosotros ever had to practise (1) without a lot of things that other kids had. Nosotros lived (two) ….. my dad's wage, which wasn't much, but we managed to get (3) …... . If we needed annihilation, we would (4) ….. upwardly for it, but in that location was never very much for luxuries.

Then, i mean solar day, I was helping my mum make clean out my great-aunt's attic later she died when we came (5) ….. my great-aunt's will! In it, she had left all her money to my mum, and my great-aunt had been very rich! Nosotros had suddenly come (6) ….. a fortune!

Life changed after that, I can tell you lot. We bought a new house and a new machine and went on a great holiday to (7) ….. up for all the times we hadn't been able to afford it.

They say money isn't everything, only having money is a lot more than fun than not having information technology!

Phrases and collocations

East Complete each 2nd sentence using the give-and-take given, and so that information technology has a similar meaning to the first sentence. Write between two and five words in each gap.

one. I suggest non spending all your coin now and so that you'll have some later. for

What about saving some money for/putting some mone for later?

2. Did your mum proceeds whatever money when she sold her business organisation? profit

Did you mum ……. when she sold her business organization?

3. Not many people want this type of bank account. demand

There is ……. this type of bank account.

4. I didn't desire to owe Sue money, so I didn't borrow any. debt

I didn't want Sue, so I didn't borrow any coin.

5. You must have paid a lot of money for such a dainty engagement ring, Jim! fortune

A overnice appointment band like that must ……. Jim!

vi. Aggrandizement has gone up past 3% this yr. increase

There has been an ……. 3% this year.

7. You won't have any coin if you lot proceed ownership CDs. information technology

You lot won't accept whatsoever money if you go along ……. CDs.

8. Don't spend money on hiring a limousine at the drome. expense

Don't get ……. hiring a limousine at the airport.

9. I had to pay £50 for breaking the vase in the shop! charged

They ……. £l for breaking the vase in the store!

10. A lot of money was stolen from the banking concern in the robbery. amount

The depository financial institution lost ……. in the robbery.

11. I can't afford a holiday this year. enough

I don't have ……. on holiday this twelvemonth.

12. I succeeded through hard piece of work, clever decisions and, finally only importantly, luck. least

I succeeded through hard work, clever decisions and ….. luck.

13. The shoplifter took a packet of crisps without the shopkeeper seeing. notice


The shopkeeper didn't       ……. a packet of crisps.

xiv. I'll go and purchase what we need and you start cooking. shopping

I'll go and ……. and you start cooking.

Word patterns

F Match to brand sentences.

ane. I can't believe they charged me                        A. nearly the economic system.

ii. The sometime lady begged me                                   В. that I pay back my loan immediately.

3. I'll never forget                                                 С. learning that I had the winning ticket.

4. My dad and my uncle always argue                D. to the girl at the desk-bound and left.

v. I was shocked when the banking concern demanded        E. for using the hotel puddle.

6. We actually can't afford                                      F. to buy a new refrigerator.

seven. Debra paid the coin                                      G. to requite her some money.

Thousand Write 1 word in each gap.

FINANCIAL Crisis?

Europe is heading for a financial crunch, or so some analysts believe. Although we are spending more money (1) on luxury items and recreation than ever earlier, it is often money nosotros have borrowed (2) ……. .a depository financial institution. Banks are willing to lend more and more money (iii) ……. united states because they profit (iv) ……. it past charging u.s. interest.

We are spending money that doesn't really belong (5) ……. usa, and few of usa salve much (vi) …… our old historic period.

Word germination

H Each of the words in assuming is in the wrong form. Rewrite them correctly.

1. I'd actually like to written report economy at university. ecomomics

2. Making lots of coin from gambling is a swell dream, but the existent is that about people lose everything. …….

iii. One of the biggest bug in the developing globe is poor. …….

4. The extra was very expense dressed in an outfit. …….

5. That current affairs program was so boring - it seemed end. …….

half dozen. You tin can make your pay at any of over 2000 cash machines effectually the country. …….

7. The depository financial institution manager offered u.s. some financial help merely when we needed it. …….

8. All employees receive a 24-hour interval assart to comprehend the cost of meals. …….

9. The visitor is doing much better finance this year than last. …….

x. There are many problems connected to beingness extremely wealth. …….

11. I told the director I thought the increase in prices was totally take. …….

12. I thought the painting was worth a lot of coin, but information technology turned out to be completely value. …….

13. I'd similar to be able to afford the little luxury that make life enjoyable . …….

Units 21 and 22                            Review

A Use the discussion given in capitals at the stop of each line to class a word that fits in the gap in the same line.

DEVELOPING COUNTRIES

Although besides many people in the W exercise however live in (i) …… , on POOR

the whole, Westerners are far more (2) …… than those who alive in WEALTH

developing countries. Things that are essential to our (iii) …… lives, Twenty-four hour period

and which we take for granted, such as electricity, are (4) ...... to LUXURY

millions of people effectually the earth. Is this situation (5) …… or Take

should the Due west be giving more (6) ……. to developing countries? ASSIST

Some politicians and (7) ……. believe that Western fiscal ECONOMY

(8) …… in developing countries would exist in everyone's involvement. INVEST

As those countries get richer, they volition become (nine) ……. trading VALUE

partners with the W. The (10) ……. is, still, that there is REAL

an enormous amount of work to be washed earlier people in developing

countries can enjoy the kind of lives that most people lead in the West.

(one marker per answer)

В Friction match to make sentences.

11. Sharon came                                       A. a little money past each calendar month.

12. I manage to put                                  В. out the cheque to Peardrop Limited, that

13. You can depository financial institution                                     would be fine.

14. I don't know how they can get          С. upward to purchase a new DVD player.

15. If you lot could make                                          D. into some money when her aunt died.

16. The shop'southward giving                                E. away free software with every computer.

17. I'm saving                                           F. by on such a low bacon.

18. I don't know what we're going to                  One thousand. on now I've lost my job.

                                                                  H. on house prices coming down soon.

(1 mark per answer)

C Complete the 2d sentence using the word given, so that information technology has a similar meaning to the outset sentence. Write between ii and 5 words.

19. I had to pay to park in the supermarket auto park! charged

I ……. parking in the supermarket automobile park!

20. Is this credit carte du jour yours? belong

Does ……. you?

21. I haven't got much money in the depository financial institution. amount

I've just got ……. money in the banking company.

22. Getting the auto repaired was then expensive! fortune

It ……. to get the automobile repaired!

23. Sophie demanded that the store assistant apologise to her. amends

Sophie demanded ……. the shop banana.

24. Ownership things online ways I don't have to become into town and then often. saves

Buying things online  ……. to go into boondocks so oft.

25. Don't pay attention to what Dan says; your new shoes are lovely! notice

Take …… what Dan says; your new shoes are lovely!

26. I haven't got much cash at the moment. brusk

I ……. greenbacks at the moment.

27. Can y'all lend me some money? borrow

Can ……. you?

(2 marks per answer)

D Choose the correct answer.

28. The shop assistant finally agreed …… a full refund.

A. giving me                     В. to requite me

С. give to me                     D. to me to give

29. Neb asked me why …… to become shopping with me.

A. I hadn't invited him     В. hadn't I invited him

С. I hadn't him invited      D. hadn't I him invited

30. Ellie asked Stan ……. to look at the new catalogue.

A. did he want                              В. exercise you lot want

С. whether he wants         D. if he wanted

31. Stephen ……. me he'd bought that adapt in a auction.

A. said                               В. spoke

С. told                               D. claimed

32. 'What did the man say when you challenged him?'

'He said he ……. pay for the things in his bag, simply I didn't believe him!'

A. is going to                    В. has been going to

С. goes to                          D. was going to

33. When I last saw Carrie, she told me she …… of buying a house, merely now she'southward inverse her heed.

A. idea                         В. is thinking

С. was thinking                 D. has been thinking

34. 'What did they say when they realised you weren't a shoplifter?'

'They apologized ……. me.'

A. to uncertainty                       В. they had doubted

С. for doubting                 D. the doubt of

(1 marking per reply)

Due east Choose the correct answer.

35. This car is very …… as it goes then far on one tank of petrol.

A. fiscal В. economical        С. costly    D. endless

36. I can't believe how inexpensive these shorts were. They were a real …….!

A. deal  В. Sale                    С. disbelieve D. offer

37. What …… of car does your mum drive?

A. name     В. brand                С. make     D. class

38. Could you tell me who'south in ……. here, delight?

A. charge                           С. rule

В. Responsibility               D. organization

39. I paid the assistant and took the books but then stupidly left the bookshop without waiting for my ……. .

A. cash       В. fee                    С. refund   D. change

40. I think she …… her fortune in the shipping manufacture.

A. took      В. fabricated                 С. won       D. saved

41. I didn't notice a new top only at ……. I got some new jeans.

A. less        В. the less              С. Least     D. the least

 (i mark per answer)

Unit 23                                                                                                                          Grammar

•   Relative clauses / Participles

( Relative clauses )

• Relative clauses give the states actress information about something/someone or place which particular thing/person nosotros are talking most. They are often introduced by the following words.

Use Instance
which (for things and animals) Did you see the film which was on Television set last night?
who (for people, and animals when nosotros want to give them a personality) Tom Davies, who is appearing in concert in Reading this week, is with me in the studio.
when (for times) Do you lot remember the day when we met?
where (for places) This is the place where they filmed Denizen Kane.
why (for reasons) That's the reason why he's so popular.
whom (for people as the object of the relative clause) Is that the human being whom we saw at the cinema yesterday?
whose (for possession) My side by side guest on the show is John Travolta, whose career goes back to the early seventies.

WATCH OUT

• When the relative pronoun ( who, which , etc) is the subject of the relative clause, you do non need some other subject field.

I admire Jude Constabulary, who ever works hard on his films.

X I admire Jude Law, who he ever works difficult on his films .

Whom is quite formal. It is natural in breezy English to utilize who instead of whom , even when it is the object of the relative clause. After a preposition, however, we e'er employ whom . Informally, we usually put the preposition at the stop of the clause and use who .

Is that the human who we saw at the cinema yesterday?

Charlie Chaplin was a comic genius to whom all comedians owe a neat bargain.

Charlie Chaplin was a comic genius who all comedians owe a not bad deal to.

Where can be replaced by a preposition + which . Less formally, we can put the preposition at the end of the clause.

The theatre where/in which I first acted is somewhere around here.

The theatre which I first acted in is somewhere around here.

• We tin can do the same thing with when.

Do yous know the twelvemonth when / in which the first western was made?

Do y'all know the year which the get-go western was fabricated in?

• Not-defining relative clauses simply give us more than information about something/someone. The sentence makes complete sense without the relative clause.

Use Case To requite actress data about something/someone Ray Watson, who starred in Bandits, is considering making a flick based on the life of Einstein.

WATCH OUT

• Non-defining relative clauses are separated from the rest of the judgement past commas.

Megamonsters, which was filmed in New York, is a very disappointing film.

• We cannot leave out the word which introduces the relative clause and we cannot use the word that instead.

X Megamonsters, was filmed in New York, is a very disappointing film.

X Megamonsters, that was filmed in New York, is a very disappointing motion-picture show.

Which can refer back to the whole of the sentence.

Nosotros finally got tickets for the concert, which was very lucky.

(It doesn't mean the concert was lucky. Information technology ways getting tickets for the concert was lucky.)

• Defining relative clauses tell usa which i of a group of things/people we are talking about. The sentence doesn't usually brand complete sense without the relative clause.

Employ Example To tell us which one of a group of things/people we are talking about The book which I've read was the best of all. The one who is wearing a blue shirt is Justin Timberlake, isn't information technology?

Picket OUT

• Defining relative clauses are not separated from the rest of the sentence past commas.

This is the DVD which I told you about the other mean solar day.

• We can also use that to introduce the relative clause.

This is the DVD that I told you well-nigh the other twenty-four hour period.

• We tin often go out out the word which introduces the relative clause when it is the object of the clause.

This is the DVD I told yous about the other day.

• Notice that we do non demand a preposition when we use where or when .

The theatre where I first acted is somewhere around here.

Ten The theatre where I get-go acted in is somewhere effectually here.

Do y'all know the year when the first western was made?

X Practice yous know the year when the start western was made in?

• Present participles stop in -ing .

Past participles usually end in -ed , although there are many irregular verbs.

Perfect participles are formed using having + past participle.

Use Example To follow prepositions and conjunctions (present and perfect participles) By appearing in that cigarette advertising, he damaged his acting career. Later on playing / having played video games all morning, I was really tired. To explain the reason for something (present and perfect participles) Beingness quite good looking, Ralph decided to make a career as a model. Having seen the picture before, I knew what was going to happen. To talk near actions happening at the same time (nowadays participles) Waiting for the show to begin, I felt really nervous. To supersede some relative clauses (present and past participles) Imagine being the person directing a big budget pic! (= Imagine existence the person who is directing a big budget pic!) The person chosen for the office will be contacted by telephone. (= The person who is chosen for the function will be contacted past phone.) To talk nigh past deportment happening in sequence (perfect participles) Having finished my homework, I decided to go to the movie theatre. As an alternative passive form (by participles) Made to wait, the actor began to go very annoyed.

Lookout man OUT

• You have to exist careful that the participle and the rest of the sentence both refer to the same subject.

Watching Tv, I saw a news report about Hollywood.

Ten Watching TV, a news report came on about Hollywood.

A   Circle the correct word.

1. The government minister, which / who was appointed but final week, made no annotate on the situation.

2. Isn't that the spot which / where the accident happened terminal night?

3. The human brain, which / who weighs about 1400 grammes, is x times the size of a baboon'south.

4. In that location are several reasons which / why I don't want to see Michael tonight.

5. This is the office which / where I work.

half dozen. The new girl in our course, who's / whose name is Alexandra, seems actually squeamish.

vii. The Titanic, which / that people said was unsinkable / sank on her maiden voyage.

8. All the people to who / whom the eastward-mail service was sent replied.

9. April 1st, which / when we play tricks on people, is known as April Fools' Day.

x. Harry Colina, who / whose new series starts next week, is one of my favourite comedians.

xi. A very pop breed of dog is the German language Shepherd, which / who is often used as a baby-sit dog.

12. Blackpool Tower, which / that was modelled on the Eiffel Tower, is a very well-known landmark.

В   If a word in bold is right, put a tick (). If information technology is incorrect, rewrite it correctly.

1. November 5th was the day which Guy Fawkes tried to blow up Parliament. when

2. There were none of my favourite biscuits left when I had a cup of tea, that was really annoying.____

three. I've only got a new webcam that takes actually clear pictures. _____

4. The Godfather was made by Francis Ford Copolla, who's daughter is besides a film managing director.

v. Tin you think of any reason which Cathy should be angry with me? _____

seven. How do you retrieve the starting time man whom walked on the moon felt? ._____

8. This is the first occasion on which the leaders of these two countries have met. _____

nine. He is a person for who very few people experience much sympathy. _____

10. The moment which the hero suddenly appears from backside a tree is the all-time moment in the whole film. _____

11. I met a man which had a domestic dog with just three legs. _____

12. My new school, who I moved to about a calendar month agone, seems like quite a friendly place. _____

С   Rewrite equally.  one sentence using a relative clause.

1. My friend, Simon, plays the guitar. He has just released a CD.

My friend, Simon, who has just released a CD, plays the guitar.

3. Microsoft has a lot of power in the world of computers. That annoys some people.

4. The euro replaced a number of national currencies. It was introduced in January 2002.

5. Friends ran for x years. It is one of my favourite series.

6. Venus is a very hot place. Information technology is much closer to the Sun than the Earth is.

7. Cricket is popular in many countries effectually the earth. Information technology is played between two teams of eleven.

viii. Parts of Buckingham Palace are open up to the public. It is where the queen lives.

9. The greyhound is the fastest canis familiaris. It tin can accomplish speeds of over 65 kilometres an hour.

10. 1984 was written by George Orwell. His real proper noun was Eric Blair.

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